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Zoc  Learnings: Terms & Conditions

Effective Date: 2009

These Terms and Conditions (“Terms”) govern your access to and use of the Zoc Learnings website (the “Website”) and all courses, digital materials, and services provided by Zoc Learnings (collectively, the “Services”).

By using the Website or Services, You agree to be bound by these Terms. If You do not agree, You must stop using the Website and Services immediately.

1. Definitions

  • “Content” means all materials made available through the Website or Services, including but not limited to text, audio, video, graphics, downloadable files, lectures, slides, assignments, assessments, tools, and any other digital material.
  • “User Account” means any account registered by a User to access paid or restricted Content or Services.
  • “We”, “Us”, “Our” refers to Zoc Learnings, its owners, affiliates, representatives, and authorized partners.
  • “User Content” means any content submitted, uploaded, or contributed by Users, if applicable.

2. Cookies

We use cookies to enhance your browsing experience.

By accessing Zoc Learnings, you consent to the use of cookies in accordance with the Zoc Learnings Privacy Policy.

Cookies help:

  • Improve navigation and user experience
  • Enable certain website functionalities
  • Retain User preferences

Some affiliate partners may also use cookies.

3. Eligibility & User Obligations

3.1 Eligibility

You must be at least 18 years old to use the Website or Services.

If under 18, you may use the Services only with involvement of a parent or legal guardian.

3.2 User Information

You agree to:

  • Provide accurate, complete, and updated information during registration or purchase
  • Maintain confidentiality of login credentials
  • Notify us immediately if you suspect unauthorized use of your account

3.3 Prohibited Activities

You agree NOT to:

  • Upload or share unlawful, harmful, defamatory, obscene, infringing, or inappropriate content
  • Attempt to bypass security, access unauthorized areas, or disrupt the Website
  • Copy, distribute, or create derivative works from any Content without written permission
  • Misrepresent your identity or affiliation
  • Use manual or automated tools to scrape, extract or harvest Content in bulk

We reserve the right to refuse Service, terminate accounts, or seek damages if misuse is detected.

4. Intellectual Property Rights

4.1 Ownership

All Content on the Website is the property of Zoc Learnings or its licensors and protected by copyright, trademark, and other applicable laws.

4.2 Permitted Use

You may access the Content for personal, non-commercial use only.

You may not:

  • Copy, reproduce, sell, rent, publish, or distribute our Content
  • Reuse or repurpose proprietary material for commercial training or materials
  • Remove or alter copyright or trademark notices

4.3 No License Granted

Use of the Website does not grant ownership or rights to any Content. All rights not expressly granted remain with Zoc Learnings.

5. Services, Payment & Refunds

5.1 Paid Services

Some Courses or features require payment. By purchasing, you agree to:

  • Pay the applicable fees listed at checkout
  • Understand the scope, access duration, and usage limits (if any)

5.2 Payment

Information related to payment methods, applicable taxes, and pricing will be provided during purchase.

5.3 Non-Transferability

Purchased access to any Course or Service is personal and non-transferable.

5.4 Refunds

Refunds are processed according to our official Refund Policy.

We reserve the right to modify or discontinue any Course or Service at our discretion.

6. Disclaimers & Limitation of Liability

6.1 Educational Use Only

All Content and Services are provided for educational and informational purposes.

We make no guarantees regarding:

  • Accuracy
  • Completeness
  • Suitability for a specific purpose
  • Outcomes such as exam success or certification approval

6.2 No Liability

Your use of the Website is at your own risk.

Zoc Learnings is not liable for:

  • Direct, indirect, incidental, or consequential damages
  • Losses arising from reliance on Content

Device failures, technical issues, or data loss

7. Third-Party Links & Tools

The Website may contain links to external websites or tools.

Zoc Learnings does not:

  • Control these third-party sites
  • Endorse their content
  • Guarantee their accuracy or safety

You access third-party sites at your own risk.

8. User-Generated Content

If the Website allows submission of User Content, you agree that:

  • You grant Zoc Learnings a worldwide, royalty-free, transferable license to use, modify, publish, or distribute such content
  • You are responsible for ensuring your submission does not violate laws or third-party rights
  • You indemnify Zoc Learnings from claims resulting from your User Content

We may remove any User Content at our discretion.

9. Linking Policy

  • You may link to our homepage only if the link is not misleading and does not imply sponsorship or endorsement.
  • You may not use our logos or branding without written permission.
  • We reserve the right to request removal of any link at any time.

10. Account Suspension or Termination

We may suspend or terminate your access if we suspect:

  • Violation of these Terms
  • Fraud, misuse, or illegal activity
  • Abuse of services or intellectual property

Upon termination:

  • Your right to access the Website and Services will cease immediately
  • No refunds will be issued unless required by law

11. Changes to Terms

We may revise these Terms at any time.

Updated Terms become effective immediately upon posting on the Website.

Continued use of the Website signifies acceptance of the updated Terms.

12. Contact Information

For questions, concerns or legal notices, contact:

Zoc Learnings

Email: info@ZocLearnings.com

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